Chairman
Zia Ijaz
ChairmanZIA IJAZ
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Zia Ijaz
ChairmanZIA IJAZ
Date Date of Appointment: 07 February, 2024 – Mr. Zia Ijaz is a Chartered Accountant from…
Zia Ijaz
ChairmanZIA IJAZ
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Zia Ijaz
Date of Appointment: 07 February, 2024 –
Zia Ijaz is also Deputy Chief Executive Officer of United Bank Limited
Zia has over 30 years of diversified banking experience.
Currently he is Deputy CEO of UBL. Prior to joining UBL, Zia served Allied Bank (ABL) for over 12 years in various leading roles (CFO, Group Chief, Commercial & Retail Banking & Group Chief, Operations). Zia has also served as Financial Controller in Riyadh Bank in Saudi Arabia, and as CFO at Askari Bank. Prior to his banking career, Zia was associated with Ford Rhodes Sidat Hyder & Co. (member of Ernst & Young).
Zia is a Chartered Accountant, a Fellow member of the Institute of Chartered Accountants of Pakistan, and a CPA from AICPA, USA.
Zia’s hobbies include reading , yoga, swimming, travelling and contributing to the society through social work.
Email: zia.ijaz@ubl.com.pk
Cell: 0312 8200527
Landline: 021 32419198
Directors
Honourable Haider Zameer Choudrey
DirectorHonourable Haider Zameer Choudrey
Date of Appointment: October, 2024 – Honourable Haider Zameer Choudrey is the Chief Executive…
Rizwan Pervez
DirectorRizwan Pervez
Date of Appointment: 26 April, 2019 – Mr. Rizwan Pervez is a Director of Bestway…
Muhammad Danish Khan
DirectorMuhammad Danish Khan
Date of Appointment: 07 February, 2024 – Mr. Muhammad Danish Khan currently…
Irfan Farooq Memon
DirectorIrfan Farooq Memon
Date of Appointment: 09 Janurary, 2024 – Mr. Irfan Farooq Memon is a chartered accountant from…
Muhammad Rizwan Malik
DirectorMuhammad Rizwan Malik
Date of Appointment: 26 April, 2022 – Muhammad Rizwan Malik is a seasoned treasury professional with a rich experience of over 20..
Mrs. Saira Shah
DirectorMrs. Saira Shah
Date of Appointment: 26 April, 2019 – Mrs. Saira Shah is a banking professional with core…
Honourable Haider Zameer Choudrey
Date of Appointment: October, 2024 –
The Honourable Haider Zameer Choudrey joined the Board of Directors of UBL Insurers Limited in October 2024.
He is the Chief Executive Officer of Bestway Group. Bestway Group is the 7th largest family-owned business in UK with annual turnover of £4.7 billion. The Group is the 2nd largest wholesaler in the UK, the 2nd largest retail pharmacy in the UK, the largest cement producer in Pakistan and the 2nd largest private bank in Pakistan. The Group provides employment to over 41,000 globally.
Haider Choudrey is a Chartered Accountant by profession, joining Bestway Group in 2012 and elevated to its board in 2018. He has held a number of roles, including Group Finance Director, Chief Financial Officer and now Chief Executive Officer. He has been a Director of United Bank Limited since March 2014 and is Chair of UBL’s Board IT Committee as well as a Member of its Board Audit Committee and Board Nomination Committee.
Haider is a member of the Board of Directors of Well Pharmacy and Bestway Wholesale in UK and of Bestway Cement Limited in Pakistan. He was appointed a Trustee of the Bestway Foundation in June 2021. After having distinguished himself at the world-renowned Eton College, Haider read Economics at Gonville & Caius College, University of Cambridge. He also received his Master’s in Economics from University of Cambridge. He is a member of the Vice Chancellor’s Circle at the University of Cambridge.
In September 2019, he was nominated for a life peerage and was created Baron Choudrey of Hampstead in recognition of his contribution to Britain’s domestic and foreign trade and his philanthropic work in the UK and abroad.
Haider is also a Fellow of the Institute of Chartered Accountants in England and Wales and previously trained with KPMG UK LLP.
Haider is a Certified Director from the Pakistan Institute of Corporate Governance (PICG).
Rizwan Pervez
Date of Appointment: 26 April, 2019 –
Mr. Rizwan Pervez is a Director of Bestway (Holdings) Ltd. UK and a business graduate from the University of Pittsburgh. He then trained with a leading UK firm of Chartered Accountants, qualifying in August 1995 and is a Member of the Institute of Chartered Accountants in England and Wales.
Office Address: M/s.Bestway (Holdings) Limited 2 Abbey Road, Royal Park London, UK NW10 7BW Tel: 0044-20-8453 1234
Muhammad Danish Khan
Date of Appointment: 07 February, 2024 –
Muhammad Danish Khan is currently working as Chief Financial Officer of Bestway Cement Limited. Danish has worked for Bestway Cement since 2019 first as Head of Budgeting, Treasury and Reporting and then as Chief Financial Officer. Before this he worked for Three, the AA, Deloitte and Ernst & Young in the UK. He is a graduate of the Government College University in Lahore and is also a member of ICAEW (UK) and ACCA (UK)”.
Office Address: M/s Bestway Cement Limited, Bestway Building, College Road, F 7 Markaz, Islamabad.
Irfan Farooq Memon
Date of Appointment: 09 Janurary, 2024 –
Irfan is a chartered accountant from ICAP and CAMS with overall 25 years of experience in Audit, Finance, Risk and Compliance. He is currently working at United Bank Limited, as Group Chief Compliance Officer. Prior to that he was Chief Internal Auditor for 4.5 years at UBL. He worked for 14 years in United Kingdom and other international locations for PwC, KPMG, E&Y and Lloyds Banking Group. His last employment was with HBL where he was Head International Audit.
Office Address: United Bank Limited, UBL Building, I.I. Chundrigar Road Karachi.
Muhammad Rizwan Malik
Date of Appointment: 26 April, 2022 –
Global Head – Treasury & Capital Markets, United Bank Limited.
Muhammad Rizwan Malik is a seasoned treasury professional with a rich experience of over 20 years working in leading local and international banks in Pakistan. Rizwan is currently working as the Global Head of Treasury & Capital Markets at UBL, overseeing an investment book of over PKR 1 trillion in the domestic market and USD 700mn in the global markets. Prior to joining UBL, Rizwan was associated with Bank Alfalah where he grew Treasury business revenue and through his collaborative approach played an instrumental role in augmenting the trade & remittances business as Head of FX Sales and Trading. Mr. Malik has previously been associated with top financial institutions such as HBL, SCB, and Barclays in different treasury roles.
Mr. Malik holds an MBA from the Institute of Business Administration (IBA) Karachi and has remained a very active member of the Financial Market Association of Pakistan (FMAP). He was a member of the executive committee of FMAP during 2003-2006 term.
Office Address: United Bank Ltd, UBL Building, I.I Chundrigar Road Karachi.
Executives
Zeeshan Raza
Chief Executive Officer (CEO)Zeeshan Raza
Date of Appointment: March 06, 2017 – Zeeshan M. Raza is an experienced Senior Insurance…
Nadeem Raza
Chief Financial Officer (CFO)Nadeem Raza
Date of Appointment: Sep 01, 2007 – Nadeem Raza is Senior Executive Vice President and…
Rashid Jameel Khan
Chief Operating Officer (COO)Zeeshan Raza
Date of Appointment: March 06, 2017 –
Zeeshan M. Raza is an experienced Senior Insurance Professional with 25 years of extensive experience in insurance industry, a Cert-CII from Chartered Insurance Institute (UK) and an MBA is currently associated with UBL Insurers Limited as C.E.O, previously he had been associated with Habib Insurance Company Limited in the same capacity. He has a diversified set of experience of managing and leading different business functions including Marketing, Operations, Administration/HR and IT. Besides that he’s also engage in academic sector and have taught at renowned universities.
Office Address: 126 – C, Jami commercial, Street no.14, Phase – VII, DHA, Karachi.
Nadeem Raza
Chief Financial Officer and Senior Executive Vice President
Date of Appointment: Sep 01, 2007 –
Mr. Nadeem Raza, a stalwart with over 29 years of exemplary finance experience, stands as a beacon of financial expertise, notably excelling in senior executive roles. His journey is a testament to the fusion of operational finance mastery with a robust technical foundation. In his illustrious career, Mr. Nadeem Raza has navigated the intricate realms of business partnering, controllership, acquisitions, tax management, treasury operations, capital structure implementation, financial process optimization, and astute audit oversight. His hallmark is a proven ability to unravel complex challenges, a skill finely honed over the years.
Embracing Profit and Loss (P&L) responsibilities, orchestrating intricate tax strategies, ensuring unwavering legal compliance, and expertly managing SOX risk, he consistently attains his Return on Investment (ROI) targets. His extensive portfolio extends to the art of revenue cycle management, precision budgeting, seamless operations, and inspiring team leadership. Yet, it’s his visionary approach that sets him apart. With over a decade of experience in the rating business, he thrives on the dynamic world of credit ratings. His singular focus is to elevate a company’s credit rating, aligning it with rating agencies from A- to AA, resulting in a consistent uptick in returns, mitigated risk, and heightened Return on Equity (ROE). His journey has seen him at the helm of influential organizations, including New Hampshire Insurance (American International Group) and Singer Pakistan. While his expertise spans diverse industries, a significant portion of his illustrious 20+ years has been dedicated to the insurance sector, with an impressive 16 years of dedicated service at UBL Insurers Limited.
Mr. Nadeem Raza’s educational foundation is equally stellar, boasting a Bachelor’s degree from the prestigious University of Karachi, supplemented by a Master in Business Administration (MBA). His commitment to professional excellence is underscored by his status as a Fellow Member of the “Institute of Corporate Secretaries of Pakistan” (FCIS) since 2001. Further, he holds the esteemed position of an Associate Member of the “Certified Internal Auditor of Pakistan” (CIAP), and he has earned recognition as an Associated Certified Internal Auditor (ACIA). Mr. Nadeem Raza’s journey is a testament to the power of expertise, vision, and unwavering commitment to excellence in the world of finance.
Office Address: 126 – C, Jami commercial, Street no.14, Phase – VII, DHA, Karachi.
Rashid Jameel Khan
Chief Operating Officer
Date of Appointment: Jan 2007 – today.
Rashid Jameel Khan is currently Head of Operation of UBL Insurers Limited He started his career as an insurance professional in 1986 and has a vast experience of 35 years in the field of insurance. After attaining his B. Sc. degree from Karachi University in 1985, he joined Adamjee Insurance Co. in 1986. After attaining few years of experience in the field of insurance, he enrolled himself in the Associateship program of Chartered Insurance Institute of London an completed his diploma in the year 1995. During his service at Adamjee Insurance Company h served in many departments in various roles. He joined UBL Insurers in 2007 while the company was established as head of department for Marine and Motor underwriting. Shortly afterwards, he was promoted as Head of underwriting and he continued to work in this position until 2015. In 2016, when the company started its Window Takaful Operation, he was selected as Head of Takaful operations by the senior management. And he served in this position for one year and resumed as head of under writing.
In 2020, he was promoted as head of operations and he is working in this position till to date.
Office Address: 126 – C, Jami commercial, Street no.14, Phase – VII, DHA, Karachi.